Home warranty plans are a homeowner’s favorite for multiple reasons. The contract is a promising shot at keeping the expenses of upkeeping a house and repair costs low. Don’t you agree that a huge mechanical failure or a home system blowing up demands critical repair? Of course, the service charges are sky high, and footing the bills lands you in the hot waters. Home warranty plans keep you from forking out your saved money on appliance repairs and the replacement of snapped home systems.
It is only easy to pick out the cheapest home warranty plan. But, think before you buy a home warranty. Settling for the cheapest home warranty plan doesn’t guarantee you the best coverage on multiple home appliances. Don’t you picture it is wise to compare the home warranty plans before calling the shots? There is no one home warranty company in business. Multiple companies are in the racket, launching incredible coverage options at irresistible marked-down prices. Little did you know that these starry coverage benefits could be potential baits. What’s the point of putting in a chunk of money in a home warranty plan that’s difficult to be claimed? Don’t rush the process. There is no better alternative than research and study. Keep checking the stats and learn as much as possible about a home warranty company before you decide to sign an agreement or warranty
How to pick a home warranty company that’s a perfect fit for your needs?
Don’t be quick to say yes to a company that offers the cheapest home warranty plan. The process of choosing a home warranty plan and a company is no cakewalk. There are factors to reckon and brood over.
1. Figure the popular home warranty companies in your locality
It is no secret that homeowners are pretty familiar with what a home warranty is all about. Talk to your neighbors and known ones. List down all recommended home warranty companies. Of course, there are big names that offer home warranty services through the length and width of the country. Guess what? Resorting to local companies is good. You can question and clear your doubts regarding home warranty coverage.
Once you have slimmed your options, start digging deep and find out more about the prices and plans offered by a home warranty company. Request quotes from the companies. If at all possible, try and grab a good look at the contract form. It clears the picture and gives you a thorough understanding of the ins and outs of the contract if you were to sign a home warranty plan with a company.
2. List your coverage needs
A home warranty plan may offer expansive coverage on a wide number of home appliances. Not just your basic HVAC, oven, dryer, dishwasher, and refrigerator. But, coverage on swimming pools, septic tanks, roofs, and lots more. Consider if you really need expansive coverage like so. It is a no-brainer that the more the coverage, the higher is the price of the home warranty plan.
Before you choose a plan, it is good to tour around your house and take a close look at the appliances in your home. Track the home appliances that are likely to conk out or are old and frail. Being versed about the average lifespan of home appliances works great. You can calculate the age of the home goods and decide if coverage on such appliances is a pressing need or not. In short, understand which of the home appliances and systems require immediate coverage. Don’t shell out on a home warranty plan that covers hot tubs, while you have none fitted in your house.
Listing all appliances before opting for a home warranty coverage is smart. However, do not neglect to upkeep these appliances in their best shape. Inspection of appliances plays a pivotal factor in a home warranty plan and coverage. A home warranty company may deny offering coverage on appliances that are poorly maintained and in a fraying shape.
3. Take notes of the limitations and exclusions imposed by the home warranty company
Do not sign a home warranty contract blindly. A home warranty company might exercise a bundle of limitations and exclusions, making claim settlement a hard nut to crack. Few home warranty companies include an overall limit on the contract. Not sure what that means? It typically means that the company pays only a part of the expenses billed against the repair of faulty home goods. The rest of the bill must be foot by you, out of your own pockets.
Too many limitations in a contract are not ideal. Keep tabs on the exclusions included before signing up for a home warranty plan.
4. Wade through the reviews
Don’t give credence to everything that’s advertised about the home warranty company. Run your eyes over genuine customer reviews. Not just reviews that speak volumes about a home warranty company, but the negative feedback too. Check if the home warranty company is actively involved in resolving the issue. Based on the responses and feedback, decide if the company or the home warranty plan is worth giving a shot.
Points to factor in before making the choice:
1. Price of the home warranty plan - The cost of a home warranty differs based on the plan type, coverage provided, area, add-ons, and more. Regardless of the differences, get schooled about the average price of a comprehensive home warranty plan. Compare the costs of the plans first. Paying hundreds of dollars extra for a few basic add-ons doesn’t make sense. Learn and weigh the costs of the plans before finalizing a pick.
2. The quality of service assured - A home warranty company earns a good name for the services offered. If the company is known to hire and assign only the best of technicians to handle the repair work, go for it.
3. Prompt customer support - Home goods can fizzle out in odd hours. Make sure you don’t have a bunch of forms to fill in and long holds on phone calls to intimate your claims. Prompt support round-the-clock must be available.
ServicePlus Home Warranty employs licensed contractors and top-notch technicians on the job. You are guaranteed best-in-class service and as prompt as possible.
